Unsecured Line of Credit
Credit “GUIDELINES”
- 680+ FICO
- 5+ Year old personal credit file
- Minimal Inquiries within past 6-12 months
- D.I.Y. Inquiry removal
- Derogatory Items
- No Bankruptcies
- Very Few Late Payments (esp. if recent)
- No Unpaid Collections
- No Public Records
- Low Revolving Utilization – Under 30%
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