Lending Options for You

July 9, 2019 0 Comments

    • You are ready for that Fix/Flip or Buy/Hold project?
    • You used hard money to fund the purchase and rehab of your last project, have it repaired now, are looking for refinancing options?
    • Are you looking for a Business Loan for your existing business or new business?

We have that covered, along with other business loans The following is a list of products from ONE of my lenders. There is no upfront credit check and no upfront fees! 

Small Balance Real Estate Application

Business Loan Application

Small Balance

Fast, permanent and short-term financing with a low documentation process. Stated income and full documentation loans are available for property held as an investment or occupied by your business (no personal residences). Purchase, refinance, fix and flip and unrestricted cash-out refinance programs are available nationwide except in AZ, ND, NV, OR, SD and VT. We lend on 1 to 4 unit residential, 5+ unit multifamily, mixed-use, office, retail, warehouse, industrial, mobile home parks, self-storage, auto-service, auto-dealers, daycare, restaurants, nightclubs, bars and more.

    • Direct Lender
    • $175,000 to $5,000,000
    • Rates Start at 6.25%
    • 1, 3, 5, 7 & 30 Years Fixed
    • I/O to 30 Year Amortizations
    • No Credit Score Minimum
    • To 80% LTV (commercial)
    • To 100% LTC (residential)
    • Flexible Prepay Penalties
    • Foreign National Loans
    • Non-Profit Loans
    • Close in 2 to 4 Weeks

Subprime SBA

Streamlined SBA loans for the non-conforming business owner. We have no collateral loan options and can provide up to 200% LTV (loan-to-value) in 1st, 2nd or 3rd position on real estate and/or equipment. Whether you are seeking working capital, funds to purchase real estate, equipment or a business; or want to refinance debt or consolidate merchant cash advances into an affordable monthly payment — we have the right loan for you. Apply below, there is no upfront credit pull, no application fee, most business types are considered (sorry, no startups), and we offer a fee waiver for veterans and first responders!

    • $30,000 to $23,000,000
    • Rates from 6.5%
    • Monthly Payments
    • No Prepay Penalty Options
    • 10 to 25 Years Amortized
    • 550 Credit Minimum
    • 1 Year Min. Time in Business
    • Debt/MCA Consolidation
    • Unrestricted Working Capital
    • Few Industry Restrictions
    • Construction Financing
    • Nationwide Program

Business Credit Line

Requires no credit score minimum, no paperwork and no liens — only an active business bank account. Rates start at 0.4% (that’s only $4 on a $1,000 financed), there are no out-of-pocket costs, no junk fees and no prepay penalty. Apply below (your credit won’t be affected), get a credit decision in under 3 minutes and funding the next day. Businesses located in the 50 States

    • $1,000 to $100,000
    • No Credit Score Minimum
    • Rates From 0.4%
    • No Prepay Penalty
    • 12 to 24 Week Terms
    • Next Day Funding
    • No Upfront or Junk Fees
    • No UCC or Lien Filings
    • No Collateral Required
    • Few Restricted Industries